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Money & Cards

Money & Cards

Banking, payments, and financial services to help you manage your money in Japan.

38 published guidesLatest first
EssentialsHousing & Daily LifeMoney & CardsWork & Study

Start here

Choose a credit cardCompare money transferOpen a bank accountStart using PayPayPrepare side-income tax filing

All guides

Japan Tax Season Survival Guide for Foreigners (2025 Income)
June 24, 2026

Japan Tax Season Survival Guide for Foreigners (2025 Income)

Money & Cards

When the kakutei shinkoku window opens (Feb 16-Mar 16, 2026), who must file, documents to gather, e-Tax, and the deductions foreigners miss. Plain-English guide.

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Furusato Nozei: One-Stop Exception vs Tax Return — Which to Use
June 24, 2026

Furusato Nozei: One-Stop Exception vs Tax Return — Which to Use

Money & Cards

How to claim your furusato nozei deduction: the One-Stop Exception vs filing a tax return. Eligibility, the Jan 10 deadline, and notes for foreign residents.

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Credit Card in Japan With No Credit History (2026): How Foreigners Get Approved for a First Card
June 22, 2026

Credit Card in Japan With No Credit History (2026): How Foreigners Get Approved for a First Card

Money & Cards

Good salary but rejected for a Japanese credit card? Here's why foreigners with no credit history (クレヒス) get declined, how CIC works, and the realistic ladder to your first approved card.

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Currency Exchange in Japan: How to Get the Best Rates
June 22, 2026

Currency Exchange in Japan: How to Get the Best Rates

Money & Cards

Airport vs bank vs Wise vs ATM withdrawal in Japan. Compare real costs, dodge hidden fees and the DCC trap, and choose the cheapest way to get yen.

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Cash vs Card in Japan: What Tourists Actually Need
June 22, 2026

Cash vs Card in Japan: What Tourists Actually Need

Money & Cards

Is Japan cash or cashless? A tourist's guide to which payments work where, how much yen to carry, ATMs for foreign cards, and Suica, Wise & Revolut tips.

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Best Brokerage in Japan for Foreigners: SBI vs Rakuten vs Monex
June 22, 2026

Best Brokerage in Japan for Foreigners: SBI vs Rakuten vs Monex

Money & Cards

Compare SBI, Rakuten and Monex for foreign residents: NISA and iDeCo eligibility, English support, My Number rules and how to open an online account.

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Avoiding Double Taxation in Japan: A Plain-English Guide to Tax Treaties & the Foreign Tax Credit
June 22, 2026

Avoiding Double Taxation in Japan: A Plain-English Guide to Tax Treaties & the Foreign Tax Credit

Money & Cards

Have income in Japan and your home country? Learn how Japan's tax treaties and the foreign tax credit stop you being taxed twice. NTA-sourced, plain English.

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Revolut in Japan: Setup, Transfers & FX for Foreigners
June 22, 2026

Revolut in Japan: Setup, Transfers & FX for Foreigners

Money & Cards

How to open a Revolut account in Japan as a foreigner: ID needed, currency exchange and ATM fees by plan, sending money abroad, and who it suits.

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Leaving Japan in the Right Order: Residence Tax, Exit Notification & Your Pension Refund (2026)
June 20, 2026

Leaving Japan in the Right Order: Residence Tax, Exit Notification & Your Pension Refund (2026)

Money & Cards

Leaving Japan in the right order: settle residence tax, appoint a tax agent, file the exit notification, claim your pension refund and reclaim the 20.42% tax.

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ATMs That Accept Foreign Cards in Japan: Seven Bank & Japan Post Guide
June 20, 2026

ATMs That Accept Foreign Cards in Japan: Seven Bank & Japan Post Guide

Money & Cards

Which Japan ATMs accept overseas cards? Seven Bank and Japan Post (Yucho) hours, fees, withdrawal limits, and tips for tourists and residents.

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Furikomi: How to Make a Bank Transfer in Japan (ATM & Online)
June 20, 2026

Furikomi: How to Make a Bank Transfer in Japan (ATM & Online)

Money & Cards

How to send money by bank transfer (furikomi) in Japan — at the ATM and via online banking, the fees, what each kanji on the screen means, and how to avoid sending to the wrong account.

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Japan Point Cards Explained: A Foreigner's Guide to Loyalty Points
June 20, 2026

Japan Point Cards Explained: A Foreigner's Guide to Loyalty Points

Money & Cards

Confused by the point card at every register in Japan? A plain-English guide to the big loyalty programs (Rakuten, d, PayPay, T/V, Ponta), how to pick one, and how not to lose points.

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Start here

Choose a credit cardCompare money transferOpen a bank accountStart using PayPayPrepare side-income tax filing

Wise: Money for Everyone

The cheap, fast way to send money abroad and hold 40+ currencies.

Wise: Money for Everyone
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Financial Super App

Used by 60M+ people. Zero FX fees on card spend

Financial Super App
View Revolut ↗👉

Rakuten Card

No annual fee! Earn points on every purchase

Rakuten Card
View Rakuten Card ↗👉

GTN EPOS Card

Specialized for foreigners! High approval rate and full support

GTN EPOS Card
View GTN EPOS Card ↗👉

TikTok Lite

Earn points just by watching videos!

TikTok Lite
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